Date: 1st November 2012 (sent 9th Nov)

• Stop Press – Julia¡¯s and Noel¡¯s Next Book Is At The Printers
• Are Any Of Your Heirs Living Overseas?
• Column by Noel Whittaker… The collapse of Banksia Securities
• Borrowing To Pay Rental Property Expenses
• Death of SMSF Member During Pension Phase
• Holding Insurance Inside Superannuation
• Client Quote
• Where is Julia?
• Ask BAN TACS