Category «Property Investments»

Negative Gearing – What is the Real Problem?

Download PDF It is time all the reactionary politicians got their facts straight.   The only thing that is going to improve the housing crisis is more housing not punishing landlords.  That is like moving the deck chairs on the Titanic.   Landlord’s need to offset their losses, for example large repairs for tenant damage.  Nevertheless, we …

Mixed Purpose Loans Explained

Download PDF       Drawing the deposit for an investment property from a line of credit or similar account that is also used for other purposes will very quickly lead to none of the interest charged on the deposit being tax deductible.  That is probably a reduction of 20% of the interest you can claim each …

Property Investing Basics

Download PDF       This article is dedicated to the client who sold his rental property just before he retired rather than just after.  A very frugal man who does not waste money on tax advice.  For the sake of a bit over a year he paid more than $30,000 extra in tax.   At times here …